Trying out CommBank’s Tap and Pay – using a mobile phone to shop in-store

Kisslock knit phone case for iPhone 5/5s

Silicone covers are perfect for using with PayTag. They are easy to remove if necessary and have the flexibility to seamlessly cover the sticker.

Today, for the first time, in a retail shop, I paid using my mobile phone.  No wallet, no credit card – just me and my mobile. It gave me a warm and fuzzy feeling.  I am such a nerd.

In case you haven’t heard, CommBank have recently introduced the ability to pay using a mobile phone (android or iPhone, and soon for Windows phones I think) at any checkout which has a PayPass terminal. PayPass terminals are those ones you can tap your credit card on instead of inserting it or swiping it.

Luckily for me, I was already a CommBank customer with an eligible account*.

It’s pretty easy to set up.  Firstly I needed to upgrade to the latest version of the CommBank app to order the PayTag.  This is a sticker which contains the smarts (NFC) which communicate with the PayPass terminal when you tap your phone against it.  Mine took about a week to arrive.

The instructions were clear and easy to follow. You simply attach the sticker to the back of your phone and activate the sticker through the CommBank app.

Kisslock Stitch phone cover, paytag

The PayTag sticker fits easily under our phone covers, here I used my current fave,  Candies Kisslock Knit for iPhone 5 in yellow.

I couldn’t wait to try it out.

Early this morning I popped into Priceline as I knew they had PayPass terminals.

First I switched the Tap & Pay function in my CommBank app on (I did this while queuing), then I simply tapped my phone (the back part of it where the sticker is) against the terminal.  It worked a treat!  No need to remove my phone cover. When I checked my account I could even see I had paid using PayTag.

Will I use it again? Yep, absolutely!  Now I just need to get my loyalty cards into an app and lose the wallet altogether..

Update: Today I used it 3 more times.  I tried to pay for coffee in the cafe at the bottom of my office building but it wouldn’t work, I didn’t remove my phone cover and retry though as there was a queue so I caved and used my credit card instead.  I used it again later in Priceline – worked instantly.  I used it a third time in Woolies and it struggled.  I removed my phone cover (luckily it’s very easy to take on and off) and it worked.

So, 3 out of 4 ain’t bad! But maybe I should hang on to my wallet for a bit..

I’m going to monitor  my success rate over the next few weeks and will post another update.

* I don’t know what constitutes an eligible transaction account and couldn’t see it defined on CommBank’s website – whatever it is I must have one🙂

Coffitivity App – ambient coffee shop sounds to boost productivity – love it!

Kisslock stitch phone cover available at

Kisslock Stitch phone cover for iPhone 5 in black – doesn’t it look fab in a coffee shop?

2014 is going to be a milestone year for me.  I’m turning 40 in July (eek, but 40 is the new 30 right? So no point stressing or reaching for the botox just yet.. or is it the use of botox that makes 40 the new 30?  Oops..)

This year I’m keen to spend much more time on my Oysterfruit store and stock lots more fabulous phone covers (there’s a new really different Candies range out which I saw in Hong Kong when I popped in to the flagship Candies store for a chat – more on that in another post!), spend more time with my kids, start getting out more, oh and of course work out more so that I can look fit and fabulous at my 40th.  Easy!

I am one of those people who can start my research by looking up something in Wikipedia and then click through and through and through until I realise I’ve just spent an hour discovering all this really interesting stuff completely unrelated to what I’m supposed to be doing.

My real job (the one that pays the bills) is in an activity based working environment, which is a fabulous environment to work in, especially for a procrastinator like me.  There are no private offices, no allocated desks and is pretty much paperless so there’s no danger of clutter.  The only issue is that it’s quite noisy – not in a background sort of way but in a I can hear every word of the three conversations going on around me sort of way, and in case you haven’t realised yet,  I’m easily distracted.

Here’s where the Coffitivity app comes in.

In a nutshell, it plays background sounds from a coffee shop. Research on ambient noise levels has shown that people can be more productive where there is a low level of background noise than in complete silence. Which makes sense when you think about it, but the problem with finding natural ambient noise is that it’s unpredictable.  A coffee shop with the perfect level of noise when you walked in could be filled with screaming kids as soon as your coffee arrives. Similarly in an open plan office.  You could be sitting in a fairly quiet section when all of a sudden one of the sales guys sit down at the next desk.

I’ve been trying it out for the last few weeks and I am getting hooked. For me, it really works, especially when I need to read through some documentation that I’ve been putting on the long finger  – although I did find myself tempted to get another post lunch latte..

The app is free from the app store (they also have an android version) and has a selection of coffee shop ambient noise types to choose from. You can give it a whirl right now at

Ray-Ban and Apple – the perfect brand bromance?

I love my Ray-Bans and I love my iPhone. A very clever designer in India, Sayalee Kaluskar, has designed a pair of Ray-Bans that harness solar power during the day and charge your iPhone at night.  A brand match made in heaven!

Based on that premise that most people take their sunglasses off when the sun goes down (unless you’re a movie star and wear them 24/7) so why should your sunnies just lie around doing nothing useful until the sun rises again?  Genius!

Solar charged Ray-Bans charge an iPhone - genius!

The solar charged arm of a pair of Ray-Bans plugs into an iPhone to recharge it.

Best Holiday Gift Ideas 2013 (other than a new Candies phone cover)

I haven’t started my Xmas shopping yet and as per usual am struggling to think of something for the men in my life (more socks?)

Some great ideas here – would love the Game of Thrones board game myself (hint, hint Santa!)

Dear Santa, Sue from Oysterfruit would like this for Xmas. Thanks!

A Game of Thrones board game


3 Holiday Online-Shopping Scams to Watch Out For


The holiday deals are already rolling out with early Black Friday specials on Amazon, holiday circulars leaking online and big-name retailers offering incentives to buy directly from their sites to get a jump on your gift list. But along with the amazing Internet deals come the scammers with new and inventive ways to trick you into handing over your credit-card number and personal information.

Here are three of the biggest scams to watch out for this holiday shopping season.

1. Incredible discounts from unknown sites

Not every site offering a great deal is up to no good, but the more amazing the offer, the more wary you should be. Entering your credit-card info won’t get you that great gift on a bogus site, but it will get the scammers your credit-card info and address, which will allow them to start racking up charges.

These sites can also lure you in…

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GQ’s Top Ten Gifts for Her (to go with her new phone cover of course!)

According to GQ these are the top 10 gifts for the woman in your life this year.  The day spa at The Observatory would be my pick…

The fabulous pool at The Observatory day spa

How does the iPad Air stack up against the rest of the iPads?

English: iPad 1 next to iPad 2

English: iPad 1 next to iPad 2 (Photo credit: Wikipedia)

We’re at the point where we’re thinking of getting an iPad for the kids. We’ve a big trip coming up where we could see an iPad coming in really, really handy.  So the question now is whether to go for an older model or the new iPad Air?

I mean, if it really was just for the kids then obviously an older model would do, but someone’s got to try it out, make sure all the games are suitable etc., maybe download one or two for themselves..

If you’re looking to take the plunge or already have an iPad but are wondering if the new Air model is worth the upgrade – we found this Gizmag review was a good place to start.

Any recommendations for us?

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